Back to Basics Variable Rate Better Together Special Offer
Better Together Special Offer - Save when you combine new or additional lending > $150,000, your Back to Basics Variable Home Loan and transaction account
- From (owner occupied)
- 6.08%
- 6.09% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.08% | 6.09% | LVR 60.01 to 70%Total Mortgage Lending (TML) |
| Variable | 6.08% | 6.09% | LVR <60%Total Mortgage Lending (TML) |
| Variable | 6.13% | 6.14% | LVR 70.01% - 80.00%Total Mortgage Lending (TML) |
| Variable | 6.39% | 6.4% | LVR 80.01% - 90.00%Total Mortgage Lending (TML) |
| Variable | 7.34% | 7.34% | LVR 90.01% - 95.00%Total Mortgage Lending (TML) |
Owner occupied — Interest only
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Valuation Fee The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply. | Event | $150.00 |
| Arrears Administration Fee The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Establishment Fee Applies to loans where borrowings are less than 90% of the property value, waived for loans greater than $150,000 | Upfront | $600.00 |
| Establishment Fee Applies to loans where borrowings are greater than or equal to 90% of the property value, waived for loans over $150,000 |
Features
- No monthly account keeping fee
- No ongoing annual fee
- Loan Establishment Fee is waivered for loans over $150,000
- Extra repayments
- Unlimited additional repayments
- Redraw facility
- Redraw additional repayments as cashback, with no cashback fee and unlimited withdrawals
- A discounted interest rate when you combine new lending over $150,000 with an Everyday Options bank account
- The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
Eligibility
- New or additional lending of $150,000 + and borrowers must hold a Suncorp Bank transaction account (or one will be opened for them)
- Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
Constraints
- Minimum limit — $150,000.00Minimum Loan Balance of $150,000
- Maximum limit — $3,750,000.00Maximum Loan Balance of $3,750,000
- Minimum LVR — 1%Minimum LVR of 1%
- Maximum LVR — 95%Maximum LVR of 95%.
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 25 June 2026 · Product ID BTB150k+ · View on CDR.gov.au