--- title: "Business Fixed Rate Car Loan — Toyota Finance" description: "Business Loans from Toyota Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/toyota-finance/products/38 source: "CDR Compare" language: en-AU last_updated: 2026-07-01T06:18:27Z --- # Business Fixed Rate Car Loan — Toyota Finance > Business Loans from Toyota Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Business Loans · Negotiable rates** When it comes to picking a business car loan, Toyota Finance offers a range of benefits to help sweeten the deal. Purchasing a vehicle is an important step for your business, so we’re here to help make the process as simple as possible. As long as you’re an ABN holder, we’ll help you take care of the rest. ## Fees | Fee | Type | Amount | | --- | --- | --- | | Account Administration Fee — Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 | | Early Termination Fee — This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable | | Establishment Fee — The cost to set up your approved loan with Toyota Finance. It is payable upon loan settlement and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee. | Upfront | $395.00 | | Information Fee — This fee applies if you request contract documentation from the Toyota Finance National Customer Solutions Centre. You can avoid this fee by login into Toyota Finance Online where you can view, download, and print your loan documentation online without incurring this fee. | Event | $25.00 | | Late Payment Fee — 30 · This fee applies if you’re late or miss a repayment, and your account goes into arrears. Toyota Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. You can avoid this fee by ensuring that your account does not go into arrears. You can also change the date of your payments by contacting us. | Late payment | $25.00 | | Payment Dishonour Fee — This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by contacting us. | Dishonour | $3.25 | | Payment Method Fee - Bpay — This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don't pay fees on your regular repayments. To switch to Direct Debit payments log into your Toyota Finance Online account or contact us. | Payment | $1.50 | | Payment Method Fee – Other — This fee applies when a payment is made other than by Direct Debit or Bpay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don't pay fees on your regular repayments. To switch to Direct Debit payments log into your Toyota Finance Online account or contact us. | Payment | $3.00 | | Vehicle Security Registration Fee — The cost of registering Toyota Finance’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. | Upfront | $6.00 | | Dealer Origination Fee — This fee covers the dealership’s cost of preparing your finance application on Toyota Finance’s behalf. | Upfront | $979.00 | | Account Payment Card Fee — This fee applies for replacement, supplementary, or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Direct Debit on all your future repayments, so you don't pay fees on your regular repayments. To switch to Direct Debit payments log into your Toyota Finance Online account or contact us. | Event | $5.00 | ## Features - **Toyota Personalised Rate. Long gone are the days of one-size-fits-all business fixed rate car loans. Using smart and sophisticated software, we will calculate an interest rate that’s personalised for you.** - **Choose any Toyota. Select your ideal Toyota from our range of new and used models.** - **Your business asset. You’ll have the certainty of knowing that your Toyota is an asset to your business, even while you’re paying it off.** - **Potential tax benefits. If you are a GST-registered business, you could enjoy GST recovery and income tax deductions through depreciation.** - **Extra repayments** - **Digital banking** - **To view Toyota Finance's current finance offers, please click on more info to visit our offers page. T&Cs apply.** ## Eligibility - **Minimum age** — 18 years - **Business customers** ## Constraints - **Minimum limit** — $5,000.00 - **Minimum loan term 12 months** - **Maximum loan term 84 months** ## More information from Toyota Finance - [Overview](https://www.toyota.com.au/car-finance/business-fixed-rate-loan) ## Data provenance - Published by Toyota Finance under the Consumer Data Right - Product ID: `38` - Last updated by the provider: 1 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/toyota-finance/38 - Provider page: https://www.cdrcompare.au/brands/toyota-finance --- Source: [CDR Compare](https://www.cdrcompare.au/brands/toyota-finance/products/38) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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