Plain and Simple Home Loan Owner Occupied
Plain and Simple Home Loan Owner Occupied
- From (owner occupied)
- 6.04%
- 6.06% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years 36 months | 6.04% | 6.06% | <=80% LVR |
| Fixed · 2 years 24 months | 6.14% | 6.07% | <=80% LVR |
| Variable | 6.24% | 6.33% | <=80% LVR |
| Fixed · 1 year 12 months | 6.24% | 6.06% | <=80% LVR |
| Variable | 7.04% | 7.13% | 80.0001–90% |
Fees
| Fee | Type | Amount |
|---|---|---|
| ARREARS_LETTER_FEE | Transaction | |
| DEFAULT_NOTICE | Transaction | |
| FIELD_CALL_FEE At cost | Transaction | |
| LOAN_VARIATION_FEE | Upfront | |
| MANUAL_REDRAW_FEE | Transaction | |
| MORTGAGE_DISCHARGE_FEE | Upfront | |
| MORTGAGE_SETTLEMENT_FEE | Upfront | |
| MORTGAGE_SUBSTITUTION_FEE | Upfront | |
| MORTGAGE_TOP_UP_FEE | Upfront |
Features
- Redraw facility
- Card access
- Extra repayments allowed
Eligibility
- Minimum age — 18 years
- Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.
More Information
Published by Woolworths Team Bank under the Consumer Data Right · Last updated 2 July 2026 · Product ID L90.1 · View on CDR.gov.au