Mortgage Choice Freedom Move with No End Debt
Home LoansNegotiable ratesMortgage Choice Freedom
Bridging home loan for owner-occupiers purchasing before selling, where no ongoing mortgage remains after sale of the existing property.
- From (owner occupied)
- 8.44%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.44% | — | LVR ≤80% |
| Variable | 8.94% | — | LVR 80-85% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee 0.70% of peak debt | Upfront | 0.7% of balance |
| Bridging Deposit Refundable: paid after unconditional approval, refunded at settlement | Upfront | $750.00 |
| Valuation Fee Charged at cost | Upfront | Variable |
| Settlement Fee | Upfront | $330.00 |
| Offset Account Fee | Ongoing | $0.00 |
| Split Loan Fee | Transaction | $0.00 |
| Discharge Fee | Exit | $299.00 |
| Ongoing Fee | Ongoing | $0.00 |
Features
- Digital banking
- Online and mobile account management
- Redraw facility
- Free redraw facility
- Offset account
- 100% multi-offset across up to 10 linked sub-accounts
- Extra repayments
- Unlimited extra repayments
Eligibility
- Individuals only
- Minimum age — 18 yearsMinimum age 18 years
- Residency status — Australian citizen or permanent resident
- Lending criteria and T&Cs apply
Constraints
- Minimum limit — $100,000.00Minimum loan amount $100,000
- Maximum limit — $3,000,000.00Maximum loan amount $3,000,000
- Maximum LVR — 85%Maximum LVR 85%
- Maximum loan term 12 months — P12M
More Information
Published by Athena Home Loans under the Consumer Data Right · Last updated 26 June 2026 · Product ID mcf-move-noenddebt