---
title: "Capital Guaranteed Pension Account — Australian Military Bank"
description: "Transaction & Savings Accounts from Australian Military Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-military-bank/products/cc36cf83-266d-4537-8c71-325313bf07c4
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-24T23:17:02.202911Z
---

# Capital Guaranteed Pension Account — Australian Military Bank

> Transaction & Savings Accounts from Australian Military Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · AMB Bank Product **

Capital Guaranteed Pension account is a complying account
based pension.
Account based pensions are designed to convert your
accumulated superannuation into a tax effective income
stream. This income is paid into your nominated bank account.
The minimum amount you draw from your pension account each
year is subject to a pension factor set by the Government and
other Government prescribed pension standards.

## At a glance

- **Fixed rate:** 3.6% (1 year)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 years | 3.2% | Tier 1 | every 36 months |
| Variable (Base rate) | 0.25% | Tier 1 | monthly |
| Variable (10K plus) | 0.25% | Tier 2 | monthly |
| Fixed · 2 years | 3.55% | Tier 1 | every 24 months |
| Fixed · 1 year (Maximum rate) | 3.6% | Tier 1 | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early termination of fixed rate — When you break the fixed term, penalty interest  will be paid for the period from investment date  to redemption date. Penalty interest is the lowest  variable interest rate at the time of termination. | Event | From ¤0.00 |
| Administration fees — Charged monthly · Deducted from variable interest option | Ongoing | $5.00 |

## Eligibility

- **Pension recipients**
- **You can commence a Capital Guaranteed Pension if you have immediate access to your superannuation  funds. This means you have met one of the conditions of release, such as: • You are under age 60 and have reached your preservation age and have retired permanently from the  workforce; • you are aged 65 or older; or • you have selected the ‘Transition to Retirement’ option.**
- **Residency status** — Australian citizen, NZ citizen or permanent resident of Australia
- **Minimum age** — 18 years

## Constraints

- **Opening balance** — $50,000.00 (Minimum opening investment $50,000)
- **Minimum balance** — $20,000.00 (Minimum opening balance for fixed product)

## More information from Australian Military Bank

- [Overview](https://www.australianmilitarybank.com.au/superannuation/capital-guaranteed-pension-account)

## Data provenance

- Published by Australian Military Bank under the Consumer Data Right
- Product ID: `cc36cf83-266d-4537-8c71-325313bf07c4`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-military-bank/cc36cf83-266d-4537-8c71-325313bf07c4
- Provider page: https://www.cdrcompare.au/brands/australian-military-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000109

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-military-bank/products/cc36cf83-266d-4537-8c71-325313bf07c4) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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