Equipment Loan
You own the asset and purchase it with a loan, using the equipment as security. Usually no deposit is required. As you own the asset, you may be entitled to claim GST input tax credits, depreciation and interest expenses. Flexible and tailored repayment structures depending on your cash flow needs. A balloon payment may be included at the end of the term depending on the asset age and type.
Fees
| Fee | Type | Amount |
|---|---|---|
| Documentation Fee Business fees and charges | Purchase | $450.00 |
| Early Termination Fee Business fees and charges | Exit | $250.00 |
| Private Sales, Sale & Buy Bank and Refinance from other Financial Institutions Business fees and charges | Purchase | $100.00 |
Eligibility
- Business customersBusiness must have a valid Australian Business Number (ABN)
- Residency status — Must be based, registered, and operating in Australia
Constraints
- Opening balance — $10,000.00Minimum finance amount
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 13 April 2026 · Product ID 8a202bd8-dcf6-4809-9c47-88776c508370 · View on CDR.gov.au