GoalSaver
Be rewarded with a variable bonus interest rate for saving regularly each month.
- Base rate
- 0.25%
- Bonus rate
- 4.75%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable The standard variable rate applies if the bonus conditions are not met. The standard variable credit interest rate is paid on your entire account balance. | 0.25% | — | monthly |
| Bonus We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account. · We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). | 4.75% | Amount | monthly |
| Bonus We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account. · We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). | 4.75% | Amount | monthly |
| Bonus We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account. · We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). |
Fees
| Fee | Type | Amount |
|---|---|---|
| Paper Statement Fee A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements, or when you ask us to give you an additional account statement outside of the standard cycle | Event | $2.50 |
| Account Fee Charged monthly | Ongoing | $0.00 |
| Paper Statement Fee Charged every 6 months · Fees do not apply for statements issued as per the standard statement frequency. | Ongoing | $0.00 |
| Staff assisted withdrawals There is no charge when you take money out at a CommBank branch, agency, with telephone banking if using an operator or by cashing a cheque. | Withdrawal | $0.00 |
Features
- Bill payment (BPAY) — BPAY View
- With BPAY View you can switch to online bills & ask billers to send them directly to the CommBank app or NetBank.
- Digital banking
- Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
- Real-time payments (NPP)
- Pay and receive near real-time payments.
- Staff-assisted withdrawals are available with $0 assisted withdrawal fee
- Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.
- Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM
Eligibility
- Minimum age — 18 years
- Individuals only
- For customers wanting to apply online, they will require an Australian residential address.
More Information
Published by CommBank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 72f214498c7f47a98fe59b794e7c01ab · View on CDR.gov.au