--- title: "GoalSaver — CommBank" description: "Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/commbank/products/72f214498c7f47a98fe59b794e7c01ab source: "CDR Compare" language: en-AU last_updated: 2026-08-30T02:15:32.000Z --- # GoalSaver — CommBank > Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** Be rewarded with a variable bonus interest rate for saving regularly each month. ## At a glance - **Base rate:** 0.25% - **Bonus rate:** 4.75% (conditions apply) ## Apply Applications are handled by the provider: [Apply at CommBank](https://www.commbank.com.au/banking/goal-saver.html#apply) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable (The standard variable rate applies if the bonus conditions are not met. The standard variable credit interest rate is paid on your entire account balance.) | 0.25% | — | monthly | | Bonus (We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account. · We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).) | 4.75% | Amount $0–$49,999.99 | monthly | | Bonus (We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account. · We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).) | 4.75% | Amount $50,000–$249,999.99 | monthly | | Bonus (We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account. · We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).) | 4.75% | Amount $250,000–$999,999.99 | monthly | | Bonus (We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account. · We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).) | 4.75% | Amount $1,000,000+ | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Paper Statement Fee — A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements, or when you ask us to give you an additional account statement outside of the standard cycle | Event | $2.50 | | Account Fee — Charged monthly | Ongoing | $0.00 | | Paper Statement Fee — Charged every 6 months · Fees do not apply for statements issued as per the standard statement frequency. | Ongoing | $0.00 | | Staff assisted withdrawals — There is no charge when you take money out at a CommBank branch, agency, with telephone banking if using an operator or by cashing a cheque. | Withdrawal | $0.00 | ## Features - **Bill payment (BPAY)** — BPAY View (With BPAY View you can switch to online bills & ask billers to send them directly to the CommBank app or NetBank.) - **Digital banking** (Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.) - **Real-time payments (NPP)** (Pay and receive near real-time payments.) - **Staff-assisted withdrawals are available with $0 assisted withdrawal fee** - **Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.** - **Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM** - **Unlimited transactions** (Unlimited CommBank electronic transactions.) ## Eligibility - **Minimum age** — 18 years - **Individuals only** - **For customers wanting to apply online, they will require an Australian residential address.** ## More information from CommBank - [Overview](https://www.commbank.com.au/banking/goal-saver.html) - [Terms & conditions](https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/SavingsInvestment_ADB2852.pdf) - [Eligibility](https://www.commbank.com.au/banking/goal-saver.html#applyhow) - [Fees & pricing](https://www.commbank.com.au/banking/goal-saver.html#rates) ## Data provenance - Published by CommBank under the Consumer Data Right - Product ID: `72f214498c7f47a98fe59b794e7c01ab` - Last updated by the provider: 30 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/commbank/72f214498c7f47a98fe59b794e7c01ab - Provider page: https://www.cdrcompare.au/brands/commbank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank/products/72f214498c7f47a98fe59b794e7c01ab) — product data published by Australian data holders under the Consumer Data Right. 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