Everyday Access Account
An everyday savings account with easy access. This account is opened for you automatically when you become a member. It provides access to your money 24 hours a day through our wide range of access facilities.
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Over the Counter Fee Applies per cash withdrawal and/or member cheque encashment | Transaction | |
| Domestic ATM Transaction Applies per ATM transaction | Transaction | |
| EFTPOS Transaction Applies per transaction | Transaction | |
| Direct Debit Dishonour Fee Where a direct debit request is rejected by us due to insufficient funds in your account a Dishonour Fee will apply | Event | |
| Providing the original of a Cheque/Voucher This fee applies when requesting an original cheque/voucher | Event | |
| Bank Audit Certificate This fee applies when a Bank Audit Certificate is required | Event | |
| IPEX (Inward deposit from another Financial Institution Swift transfer into an account from another financial institution |
Features
- Card access
- Additional cards
- Overdraft available
- Digital banking
- PayID
- Real-time payments (NPP)
- Bill payment (BPAY)
- Digital wallet — Apple Pay and Google Pay
- Account participates in the relationship balance fee rebate scheme
Eligibility
- Residency status — Member must be an Australian resident
Constraints
- Minimum balance — $1.00
More Information
Published by Family First under the Consumer Data Right · Last updated 31 March 2026 · Product ID 344eab9b-32f8-4c57-8ac0-2bd612a50e9a · View on CDR.gov.au · View Source Data (JSON)