Standard Variable Rate Home Loan - Investment
This product is our standard variable mortgage rate, which is suitable for property investors and those looking to refinance their homes.
- From (investment)
- 5.9%
- 5.98% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 5.9% | 5.98% | Loan Amount $500,001+Loan-to-Value Ratio (LVR) ≤95% |
| Variable | 6% | 6.08% | Loan Amount $250,001–$500,000Loan-to-Value Ratio (LVR) ≤95% |
| Variable | 6.1% | 6.18% | Loan Amount $0–$250,000Loan-to-Value Ratio (LVR) ≤95% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge of Mortgage Settlement Fee Applies when settling a discharge of mortgage | Event | |
| Subsequent Default Notice Issue Applies when you fail to make your contracted repayments and we are required to issue a subsequent default notice to you. | Event | |
| Default Notice Fee Applies when you fail to make your contracted repayments and we are required to issue a default notice to you. | Event | |
| Bank Cheque Fee Applies when we issue you with a Bank Cheque. | Event | |
| Loan Establishment Fee - Personal Loan Applies when you apply for a Personal Loan | Event | |
| Personal/Home Loan Redraw Facility Applies when you apply for a redraw of funds on your loan | Event | |
| Loan Establishment Fee - Overdraft Applies when you apply for an Overdraft |
Features
- Offset account
- Redraw facility
- Extra repayments
Eligibility
- Minimum age — 18 years
- Terms and conditions apply
Constraints
- Minimum limit — $20,000.00The minimum loan amount for this product is $20,000
More Information
Published by Family First under the Consumer Data Right · Last updated 16 February 2026 · Product ID 7a46100d-b768-4357-a989-bf7c320d8970 · View on CDR.gov.au · View Source Data (JSON)