Budget Savings Account
With Family First’s Budget savings account, you can easily budget for bills, school fees, council rates etc. This account is great for members who have a regular payment such as rent, mortgage repayments or health fund contributions to make because we can make payments automatically on your behalf through future payments or you can arrange a direct debit from the account.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Floating | 0% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly VISA Debit Card Fee Monthly Fee | Ongoing | |
| Domestic ATM Enquiry/Declined Transaction Applies per ATM enquiry and/or when a transaction is declined | Transaction | |
| Over the Counter Fee Applies per cash withdrawal and/or member cheque encashment | Transaction | |
| Domestic ATM Transaction Applies per ATM transaction | Transaction | |
| Bank Cheque This fee applies when ordering a Bank Cheque | Event | |
| VISA Voucher Retrieval per voucher Applies per voucher | Event | |
| Copy of a Cheque This fee applies when requesting a copy fo a cheque | Event | |
Features
- Digital banking
- PayID
- Real-time payments (NPP)
- Account participates in the relationship balance fee rebate scheme
Eligibility
- Residency status — Member must be an Australian resident
Constraints
- Opening balance — $1.00
More Information
Published by Family First under the Consumer Data Right · Last updated 31 March 2026 · Product ID 8ccc08f2-4c5f-4d26-94ee-0335e2fd2011 · View on CDR.gov.au · View Source Data (JSON)