Bonus Saver
The Family First Bonus Saver is a transaction account that offers higher interest rate and funds available at call, while supporting worthwhile community groups. With a minimum deposit of $200 a month and no withdrawals, you will collect a base rate of 0.01% pa, plus the bonus rate of 4.24% pa as well.
- Base rate
- 0.01%
- Bonus rate
- 3.99%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Bonus Bonus Monthly Interest paid should certain conditions be met - $200 deposited in the month with nil withdrawals. | 3.99% | — | monthly |
| Variable Bonus Monthly Interest paid should certain conditions be met - $200 deposited in the month with nil withdrawals | 0.01% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Branch Cheque Deposit Applies when depositing a cheque | Transaction | |
| Domestic ATM Enquiry/Declined Transaction Applies per ATM enquiry and/or when a transaction is declined | Transaction | |
| Over the Counter Fee Applies per cash withdrawal and/or member cheque encashment | Transaction | |
| Domestic ATM Transaction Applies per ATM transaction | Transaction | |
| Replacement of Lost VISA Debit Card - Overseas Applies when a VISA Debit Card is replaced whilst overseas - note fee is in USD | Event | |
| Overseas Transfers/Drafts/Cash Passports At cost | Event | |
| Direct Debit Dishonour Fee Where a direct debit request is rejected by us due to insufficient funds in your account a Dishonour Fee will apply |
Features
- Free transactions
- PayID
- Real-time payments (NPP)
- Digital banking
- Card access — ATM/EFTPOS through VISA
- Donate interest
- Account participates in the relationship balance fee rebate scheme
Eligibility
- Residency status — Applicants must reside in Australia
Constraints
- Minimum balance — $1.00
More Information
Published by Family First under the Consumer Data Right · Last updated 31 March 2026 · Product ID 993fce43-e0e6-40f5-a5eb-c1a624d244c9 · View on CDR.gov.au