Mortgage Secured Overdraft
Use our Mortgage Secured Overdraft to cover those peak periods when unexpected bills arrive and pay a low interest rate on the amount you borrow. Access money when needed and pay a low interest rate on what you use.
- From (owner occupied)
- 9.35%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable 80% of the property value | 9.35% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Default Notice Fee Applies when you fail to make your contracted repayments and we are required to issue a default notice to you. | Event | |
| Subsequent Default Notice Issue Applies when you fail to make your contracted repayments and we are required to issue a subsequent default notice to you. | Event | |
| Bank Cheque Fee Applies when we issue you with a Bank Cheque. | Event | |
| Loan Establishment Fee - Personal Loan Applies when you apply for a Personal Loan | Event | |
| Loan Establishment Fee - Overdraft Applies when you apply for an Overdraft | Event | |
| Loan Establishment Fee - Mortgage Applies when you apply for a Mortgage related loan | Event | |
| Loan Establishment Fee - Unsecured Line of Credit Applies when you apply for an Unsecured Line of Credit |
Features
- Additional cards
- Card access — VISA Debit Card
- Digital banking
- Digital wallet — Includes access to Apple or Android
- Real-time payments (NPP)
- PayID
- Overdraft available
Eligibility
- Minimum age — 18 years
- Terms and conditions apply
Constraints
- Minimum limit — $5,000.00The minimum loan amount for this product is $5,000
More Information
Published by Family First under the Consumer Data Right · Last updated 16 February 2026 · Product ID 9b82dd41-d8fc-4ff8-adf1-ae12b54751bc · View on CDR.gov.au · View Source Data (JSON)