Overdrafts
Get through those peak periods of unexpected bills with our Unsecured Overdraft, speak to a friendly member of our staff to calculate how much you could borrow based off your income.
- From
- 14.5%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 14.5% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee - Overdraft Applies when you apply for an Overdraft | Event | |
| Default Notice Fee Applies when you fail to make your contracted repayments and we are required to issue a default notice to you. | Event | |
| Subsequent Default Notice Issue Applies when you fail to make your contracted repayments and we are required to issue a subsequent default notice to you. | Event | |
| Bank Cheque Fee Applies when we issue you with a Bank Cheque. | Event | |
| Loan Establishment Fee - Personal Loan Applies when you apply for a Personal Loan | Event | |
| Loan Account Variation/Switching Fee Applies when any change is made to a loan contract or switching of a loan product | Event | |
| Loan Establishment Fee - Mortgage Applies when you apply for a Mortgage related loan |
Features
- Digital banking
- Real-time payments (NPP)
- Additional cards
- PayID
- Card access — Visa Debit Card
- Overdraft available
- Digital wallet — Apple or Android
Eligibility
- Minimum age — 18 years
- Terms and conditions apply
Constraints
- Minimum balance — $500.00
- Maximum balance — $30,000.00
More Information
Published by Family First under the Consumer Data Right · Last updated 15 February 2026 · Product ID bcbd63aa-5324-49be-a1a7-aae567b33989 · View on CDR.gov.au · View Source Data (JSON)