Bridging Loan
Our Bridging Loan is a short-term financing solution that is designed to ease property transitions. It allows applicants to buy or construct a new property before finalising the sale of their existing one. La Trobe Financial combines both loans and adds the future interest onto the total loan amount. This unique feature eliminates the need for repayments during the bridging period, making the transition between properties smoother.
- From
- 8.29%
- 8.62% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Interest only repayments during bridging period; principal and interest repayments required if a residual debt is present. Interest rate may differ after bridging period. Interest budget is included within the loan approved during bridging period. | 8.29% | 8.62% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | 125% of transaction |
| Monthly Account Fee Charged monthly | Ongoing | $15.00 |
Features
- Extra repayments
- Only available after bridging period if a residual debt is present
- Guarantor supported — Guarantors with financial benefit acceptable
- Redraw facility
- Only available after bridging period if a residual debt is present
- Digital banking
- Access your loan account online to view and track your loan via the La Trobe Financial website.
Constraints
- Maximum limit — $50,000,000.00$50,000,000 up to 60% LVR
- Maximum LVR — 8000%Maximum LVR of 80% available up to $5,000,000
- Minimum limit — $100,000.00
- Interest rate and LVR may differ depending on security property size and location
- Loan terms up to 30 years, bridging term up to 2 years
More Information
Published by La Trobe Financial under the Consumer Data Right · Last updated 7 July 2026 · Product ID Bridging Loan