---
title: "Home Equity Loan — Queensland Country Bank"
description: "Home Loans from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/29
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-30T14:00:24.0847656Z
---

# Home Equity Loan — Queensland Country Bank

> Home Loans from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Our Home Equity Loan allows you to fund home improvements, renovations, purchase a car or for another worthwhile need, by borrowing against the equity in your existing residential property.

## At a glance

- **From:** 8.24% (9.72% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.) | 8.24% | 9.72% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee | Upfront | $250.00 |
| Document Fee | Upfront | $250.00 |
| Lenders Mortgage Insurance — Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%. | Other | Variable |
| Mortgage Settlement Fee — Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds | Event | $450.00 |
| Loan Maintenance Fee — Charged monthly | Ongoing | $10.00 |
| Val Fee - PropertyHub | Upfront | $50.00 |
| Other Credit Fees — Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Arrears Letter Fee - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |

## Features

- **Digital banking**
- **Extra repayments** (No penalties for extra repayments)
- **Payments can be arranged weekly, fortnightly or monthly.**
- **Loan Terms up  to 10 Years.**
- **Available for owner-occupied and investment loans.**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Residency status** — Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia.

## Constraints

- **Maximum LVR** — 9000%
- **Minimum LVR** — 0%

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/Banking/home-loans/variable-home-loans/home-equity-loan/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `29`
- Last updated by the provider: 30 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/29
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/29) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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