Commercial Electric Vehicle Finance
Personal Loans
Secured finance for electric vehicles at discounted rates. Fixed rate finance with terms from 12 to 84 months.
- From
- 7.64%
- Fixed
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years Rates starting at 7.19%. Subject to Eligibility Criteria. Rates may be subject to change. | 7.64% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Account Keeping Fee Charged monthly | Ongoing | $4.95 |
| Account Setup Fee Account Setup Fee of $495 for Dealer Sales and Refinance. $695 for Private Sales/Sale and Buyback. | Upfront | $495.00 – $695.00 |
| PPSR Registration Fee PPSR fee(s) at cost per Secured Vehicle. | Upfront | $6.00 – $12.00 |
Features
- Balloon/Residual Payments Up to 50% depending on asset age and term.
- Guarantor supported
- All Directors and all >40% shareholders must be Australian Citizens or Permanent Residents residing in Australia and be a guarantor to the loan.
Eligibility
- Residency status — Australian citizen or Permanent ResidentAll Directors and >40% shareholders must be Australian Citizens or Permanent Residents
- Business customersBorrower must be a business entity
- Business customersBusiness Use only. Asset must be used by the business as part of normal trading activities.
- Comprehensive insurance coverage required on all secured assets. Certificate of Currency required for Net Amount Financed > $100k. "Resimac Asset Finance" to be noted as an Interested Party.
- No current or recent bankrupts. No current bankrupts or discharged within 10 years
- Business customersGST registration min 1 year.
- Business customersABN registration min 1 year.
Constraints
- Minimum limit — $5,000.00Minimum loan amount $5,000.
- Maximum limit — $450,000.00Maximum NAF $450,000 (PremiumPLUS/Premium Full Doc). Lower limits per tier.
- Minimum 12 months. Maximum 84 months for Green Goods (electric/hybrid vehicles). — Loan term 12-84 months
- Maximum asset age at end of term: 25 years. Electric vehicles are Group 1 motor vehicles. — Asset age at term max 25 years
More Information
Published by Resimac Asset Finance under the Consumer Data Right · Last updated 9 July 2026 · Product ID Commercial-EV · View Source Data (JSON)