---
title: "Bank Bill Business Loan — Westpac"
description: "Business Loans from Westpac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/westpac/products/BankBillBusinessLoan
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T01:35:46Z
---

# Bank Bill Business Loan — Westpac

> Business Loans from Westpac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

For business loans from $250K with cash flow-friendly repayment options to help assist with acquisitions, capital investment or refinancing.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Line Fee — Charged monthly · Negotiable % p.a. charged monthly in advance from the first business day of the first full month after the loan is established, and depends on the facility limit. | Ongoing | Variable |
| Loan Service Fee — Charged monthly | Ongoing | $40.00 |
| Lending Establishment Fee — 0.6% of the facility limit with a minimum of $600 | Upfront | Variable |
| Discharge Fee — Payable when we agree to discharge a security linked to the facility. Payable per LTO security. | Exit | $350.00 |
| Break Cost fee (Prepayment Fee) — Only applicable to FIXED RATE LOANS. Calculated at the time of prepayment. | Event | Variable |

## Features

- **Relationship management** (Supported by specialist relationship managers, locally based in metropolitan and regional centres throughout Australia)
- **Interest rates linked to the bank bill swap rate **
- **Multiple rollover options: Select a rollover period every 30, 60, 90, 120, 150 or 180 days.**
- **Short and long loan terms: Loan terms available from 30 days up to 30 years**
- **Market-linked rates: Choose from a variable or fixed interest rate.**
- **Flexible repayment types: Including principal, interest & fees and interest-only options.**
- **Westpac Bank Bill Business Loan rates are available on application. Margins may apply.**
- **Lending establishment, service and other fees apply. Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.**
- **Extra repayments** (Subject to terms and conditions, this product includes extra repayment features.)
- **Relationship management** (Relationship management is available for eligible customers.)
- **Digital banking**

## Eligibility

- **Minimum age** — 18 years (An individual 18 years and above)
- **Be a business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes**
- **Meets the credit criteria and credit policy requirements under an applicable offer for this product.**

## Constraints

- **Minimum limit** — $250,000.00

## More information from Westpac

- [Overview](https://www.westpac.com.au/business-banking/loans-finance/bank-bill-business-loan/)
- [Terms & conditions](https://www.westpac.com.au/business-banking/loans-finance/bank-bill-business-loan/)
- [Eligibility](https://www.westpac.com.au/business-banking/loans-finance/bank-bill-business-loan/)
- [Fees & pricing](https://www.westpac.com.au/business-banking/loans-finance/bank-bill-business-loan/)

## Data provenance

- Published by Westpac under the Consumer Data Right
- Product ID: `BankBillBusinessLoan`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/westpac/BankBillBusinessLoan
- Provider page: https://www.cdrcompare.au/brands/westpac
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000002

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/westpac/products/BankBillBusinessLoan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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